Terms, Conditions and Disclaimer

Welcome to If you continue to browse and use this website you are agreeing to comply with and be bound by the following Terms, Conditions and Disclaimer of use, which govern’s relationship with you.
Please read carefully. This describes the Terms, Conditions and Disclaimer under which offers the services provided through our web site.

This Terms, Conditions and Disclaimer governs your use of our website; by using our website, you accept this Terms, Conditions and Disclaimer in full. If you disagree with any part of this Terms, Conditions and Disclaimer, do not use our website. We reserve the right to modify these Terms, Conditions and Disclaimer at any time. You should therefore check periodically for changes. By using this site after we post any changes, you agree to accept those changes, whether or not you have reviewed them.

By accepting these Terms, Conditions and Disclaimer, you confirm that you are 18 years of age or older, are capable of entering into a binding agreement, and that you will accurately complete any subscriber information submitted to us.

By sharing any contribution (including any text, photographs, graphics, video or audio) with us you agree to grant us, free of charge, permission to use the material in any way we want (including modifying or deleting it). In order that we can use your contribution, you confirm that your contribution is your own original work, is not defamatory and does not infringe any laws and that you have the right to give us permission to use it for the purposes specified above.

You must not use our website in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity. Some content posted in is created by members of the public. The views expressed are theirs and unless specifically stated are not those of We accept no responsibility for any loss or harm incurred.

We do not warrant that functions available on this website will be uninterrupted or error free, that defects will be corrected, or that the server that makes it available is free of viruses or bugs. You acknowledge that it is your responsibility to implement sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy your particular requirements for the accuracy of data input and output.

The laws the Philippines shall govern your use of the site and you hereby agree to submit to the exclusive jurisdiction of the Philippine courts.

Except for death or personal injury caused by our negligence,, its officers, employees, contractors or content providers shall not be liable for any loss or damage arising from or otherwise in connection with your use of or any information, services or content on

The information provided on is not advice, is not a referral service, and no relationship is or should be formed by use of the site. The listings on do not in any way constitute a referral or endorsement by or any approved or authorized referral service.

Visitors who use this website and rely on any information do so at their own risk. does not assume responsibility for advice given. All advice should be weighed against your own abilities and circumstances and applied accordingly. It is up to the reader to determine if advice is safe and suitable for their own situation.

The links in web site will let you leave web site. The linked sites are not under the control of and is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. is not responsible for web casting or any other form of transmission received from any linked site. is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement of the site. may from time to time without notice change, add, or remove certain features of our service or change the terms of this Terms, Conditions and Disclaimer.

You understand that has no control over any Third Party services. and its suppliers make no warranty that the service or the Third Party services will meet your requirements or that use of the service or the Third Party services will be uninterrupted, timely, secure, or error-free; nor do or its suppliers make any warranty as to the results that may be obtained from use of the service or the Third Party services, or the accuracy or reliability of any information obtained through the service or the Third Party services, or that any defects in the service or the Third Party services will be corrected. and its suppliers disclaim all warranties of any kind, whether express, implied, or statutory, regarding the service or the Third Party services. Any material or data obtained through use of the service or Third Party services must be used at your own discretion and risk. Some states or jurisdictions do not allow the exclusion of certain warranties. Therefore, nothing in this section should be construed as excluding or limiting any warranty beyond what is permissible under applicable law. does not guarantee the quality or fitness of any work performed by any service providers. and its suppliers will not be liable for damages of any nature arising from or relating to your use of the service or the Third Party services or use thereof by anyone else through your request.’s total cumulative liability to you and anyone who uses the service or the Third Party services through your account, for any and all claims under any theory of law (including negligence), will not exceed $100. Some states or jurisdictions do not allow the exclusion or limitation of certain types of liability. Therefore, the above limitations of liability may not apply to you to that extent, and nothing in this section should be construed as excluding or limiting’s liability beyond what is permissible under applicable law. You agree not to hold responsible for any damages or other liabilities arising from work performed by any service provider. Because is not and cannot be involved in your dealings with service providers or control whether or not service providers will complete any work as agreed, in the event that you have a dispute with one or more service providers, you release (and our agents and employees) from any and all claims, demands, and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes.

You agree that, unless otherwise prohibited by law, all disputes, claims, or causes of action, in law or equity, arising from or relating to this Agreement or its enforcement, performance, breach, or interpretation shall be resolved solely and exclusively by confidential final and binding arbitration in the Philippines. Any such controversy or claim shall be arbitrated on an individual basis and shall not be consolidated in any arbitration with any claim or controversy of any other party. Judgment on the arbitration award may be entered into any court having jurisdiction thereof. You agree that any claim or cause of action arising out of or related to use of services or the Terms and Conditions must be filed within one (1) year after such claim or cause of action arose or be forever barred.

You agree that may use your contact information, including your email address to contact you and to provide you with related content. If at anytime you wish to be removed from our follow up, you may contact us at [email protected] and request to opt-out of future communications.


ANY PART OF THE TEXT ON THIS WEB SITE MAY CONTAIN A TRADEMARK OR REGISTERED TRADEMARK OR SERVICE-MARK WHICH IS PROPERTY OF THEIR RESPECTIVE OWNER., the service providers, and any Partners are separate entities and share no agency, partnership, franchise, joint venture, or employment relationship. You agree that this Terms, Conditions and Disclaimer will be governed by the laws of the Philippines, in the same manner and to the same extent that such laws apply to agreements between residents of the Philippines performed entirely within the Philippines. If any provision of this Agreement is invalid or unenforceable under applicable law, such provision will be deemed modified to the extent necessary to render such provision valid and enforceable and the other provisions of this Terms, Conditions and Disclaimer will remain in full force and effect. This document and the pages referred to herein represent the entire agreement governing your use of the service and supersede any prior or contemporaneous written or oral statements by or its representatives or resellers.

Nothing on this website is intended as investment advice. No person should make any investment decision based on any information provided on this website. The information on this website (and in any document accessible through this website) does not constitute an offer or invitation to purchase or subscribe for any securities, or a solicitation of any offer to sell any securities, in the United States of America. Securities of this corporation will not be sold to any citizens or residents of the United States of America. If you are in doubt about the contents of this disclaimer, please consult your financial, legal, or other professional adviser.

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