Monthly Archives: July 2014

Business permit and building permit renewal requirements in the Philippines

REQUIREMENTS FOR SECURING BUSINESS PERMITS

New Applicant

1. Barangay Clearance

2. DTI/SEC Registration

3. SSS Clearance

4. Homeowner’s Clearance for Business (if operating in subdivision)

5. Locational Clearance (if required)

6. Fire Clearance (if required)

7. Building Permit (if required)

8. Certificate of Occupancy (if required)

9. Environmental Clearance (if required)

Building permit requirements in the Philippines: For Renewal

1. Barangay Clearance for Business

2. DTI/SEC Registration

3. SSS Clearance

4. Homeowner’s Clearance for Business (if operating in subdivision)

5. Locational Clearance (if required)

6. Fire Clearance (if required)

7. Building Permit (if required)

8. Certificate of Occupancy (if required)

9. Environmental Clearance (if required)

10. Statement of Gross Income/Financial Statement

11. Previous Mayor’s Permit

12. Latest Payment Receipts

Building permit requirements in the Philippines : STEPS IN APPLYING FOR A BUSINESS PERMIT

Step 1 : Business Permit and Licensing Office (Ground Floor)

Secure and Fill-up the Application Form.

Step 1 : Business Permit and Licensing Office (Ground Floor)

Secure and Fill-up the Application Form.

Step 2 : Municipal Environment and Natural Resources Office

(4th Floor) Secure an Environmental Clearance Certificate.

Step 3 : Fire Department (Community Service Center Building)

Secure a Fire Safety Clearance Certificate.

Inspection of the business premises may be required)

Step 4 : Rural Health Unit (Community Service Center Building)

Building permit requirements in the Philippines : Secure a Sanitary Permit.

(Inspection of the business premises may be required)

Step 5 : Bureau of Internal Revenue (Ground Floor)

Responsible Officer / Staff affix his/her signature in the application form and explain BIR procedures.

Step 6 : Municipal Planning and Development Council (Ground Floor)

Secure a Location Clearance if required.

Step 7 : Engineering Office (Ground Floor)

Secure a Building Permit / Certificate of Occupancy if required.

Step 8 : Business permit and Licensing Office (Ground Floor)

Assessment of business taxes and fees of the Business Permit and explanation of the permits’

conditions, regulations, and ordinances pertaining to the operation of the business.

The Licensing Office then endorses the permit.

Step 9 : Municipal Treasurer’s Office (Ground Floor)

Payment of the necessary taxes and fees.

Step 10 : Office of the Municipal Mayor (2nd Floor)

The Municipal Mayor or his duly authorized representative approves and signs the Business Permit.

The permit is released to the client. For more information please contact us.

Steps to get positive results on your condo complaints

Pissed with your condo water leaks, broken switch, clogged toilets? And more pissed with inaction of your developer or maintenance team?

These problems are common nowadays that most people prefer living near their work to save time and save on budget.

Range of complaints:

From faulty wiring, clogged toilets, water leak, defective countertops, faulty joints of prefab concrete walls, falling ceiling and many others.

Here are some tips to keep these complaints done:

1 Write a letter. The letter should be properly received by the developer, signed as received by the receiving staff or clerk, indicating the “received from” date.

2 Your developers should have replied to that letter within seven days. If there is no reply, file a written complaint with the Housing and Land Use Regulatory Board, attaching the letter sent to the developer.

3 You furnish a copy to Chamber of Real Estate and Builders’ Associations Inc. or Subdivision and Housing Developers Association because the developer that would be a member of these associations, has written contracts and commitments with buyers, and these two associations are “witnesses” to these commitments.

4 Another option is to send media organizations your complaints so the public can be informed and be warned from being in the same situation.

5 Complainants should make sure that their complaints are properly documented, such as pictures of the defects, and the certification of engineers and other related professionals.

6 Join as a group. There is strength in numbers. If you are aware of other owners who have the same related complaints, file the complaints as a group to strengthen your case.

7 Also, consult with a property expert or a lawyer who specializes in property laws so that you are aware of your legal options, should all else fail.

Excerpts from : http://business.inquirer.net/174151/7-steps-to-get-positive-results-on-your-condo-complaints#ixzz36pfUPlIc

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Posted : July 8, 2014

Ways to avoid being a victim of property scams

Government agencies such as the Pag-Ibig Fund, the Housing and Land Use Regulatory Board (HLURB) and the Register of Deeds (RD) have adopted strict measures to ferret out unscrupulous land developers to avoid scams.

The 3 government institutions buy housing units to developers for pre-approved clients. Some developers keep this money and then sold these same units to another client (mostly OFW) who cannot see and evaluate the property themselves : One house Two owners, developers earn double ?????

The biggest lesson to be learned from this grand scam is that buyers themselves must exercise due diligence in acquiring properties, and not leave the background checking entirely on the government.

Here are 12 prudent measures that every prospective buyer should take to avoid falling victim to property frauds.

1 Check if the particular development you are eyeing has a License to Sell with the HLURB. A developer may undertake multiple projects, but each project must have a distinct HLURB License to Sell. Ask the seller or broker/agent of the developer for a copy of this License to Sell for the particular project. You can also verify this in the HLURB website (www.hlurb.gov.ph).

2 Verify if the broker/agent is registered with the HLURB, and make sure that the property being eyed has not been sold to other buyers.

3 Visit the project site. One way of checking if the the stated address of the project corresponds to the location of the project site is to Google Map the address.

4 Standards of the structure. Check if the materials used to build the residential unit conforms with the development standards and approved construction specifications submitted to HLURB. Also check which party would have to shoulder the cost of the water and electric meters, the subdivision perimeter fence, etc. and who would eventually operate the subdivision/condominium building’s water system.

5 Do not sign blank Contract To Sell forms. “Overseas Filipinos are vulnerable to this method. Avoid signing any blank forms or housing contracts. Read thoroughly all the contents of the CTS, especially the terms and conditions in fine print. Secure a copy of the CTS and all other documents that you signed.

Make sure also that the CTS would be registered by the owner/developer to the RD.

6 Consult a trusted lawyer to guide you in the legal jargon and paperwork before you sign any contract.

7 Buy or invest from reputable developers who have had a long and solid history of delivering quality properties on time. “if it’s a start-up developer, make sure the company is known in the community.”

8 If the Pag-Ibig Fund is the window of financing of the developer, buyers can check if the property they wish to acquire has already been mortgaged with the Fund.

Before developers can be approved for Pag-Ibig financing, the agency verifies documents of developers insofar as the project is concerned. Accrediting of development projects through the Pag-Ibig is pursuant to the agency’s loan processes only.

9 Find time to verify with the RD if the title to the property you intend to buy has encumbrances.

10 If the project has a License to Sell, you may already enter into a contract to sell with the owner/developer. Things which must be checked before signing are:

• The date of completion of the project as indicated in the License to Sell;

• If the property has been mortgaged from the HLURB;

• The facilities and amenities represented in the advertisement flyers/brochures are in accordance with the approved subdivision and condominium plan on file with the HLURB.

11 Get the services of an organic seller or licensed broker to guide you in the process of buying a property, especially for preselling projects. Before you complete the purchase, make sure you transact directly at the developer’s head office.

12 Transact directly to the owner/developer or the marketing agent authorized by said owner/developer, and ask for official receipts on all payments, and keep these in your file.

Excerpts from: http://business.inquirer.net/173716/ways-to-avoid-being-a-victim-of-property-scams

Posted : July 8, 2014