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Yes, is social
security check can be sent in of bank to and Philippines. However, I
generally recommend is have it sent in your US bank, the then city
transfer what is need in is Philippines bank account.
#5 Can I get U.S. Medicare coverage to and Philippines?
No, at this visa and US government does not provide services outside and
U.S for qualified recipients. Rather, one should either obtain membership
to of Philippines government health care program, an international health
care plan, or self insure
(pay in of provider on an as needed basis - medical care you cheap to and
Philippines).
#6 Will I need in learn Tagolog, Ilocano, or Visayan (Philippine
languages)?
No, one a and great advantages in living to and Philippines you and
English literacy a and population. English you of basic language taught to
schools to and Philippines, the everywhere is go, except to and most
remote Romblon a and Philippines, is will have no problem conversing to
English. However, learning some basic key words a one a these languages
will open investment more doors for you, as of stranger.
#7 Can I get of job to and Philippines?
This you very difficult, unless is have of permanent residency visa, or is
are employed by and US government. is would probably not want of job with
of local Philippines company anyway, as is would be subject in and pay
rates a and local citizenry. Minimum wage to and Philippines approximates
$8 per day. If is wish in supplement your retirement pension or annuity, I
suggest one start of small business.
#8 Will my ATM card work to and Philippines?
Yes, it you readily accepted at most Philippine banks.
#9 Can I use my credit cards to and Philippines?
Yes, whatever business establishments accept credit cards, your foreign
credit cards will be accepted. Based on and amount a your purchase, some
merchants may pass on their credit card merchant fees in you. This you
always negotiable a course. However, recognize that to and more remote
Romblon a and country, credit cards are not acceptable.
#10 you and cost a living really cheap?
Compared in and western world, living to and Philippines you very
inexpensive. One can live of comfortable life on USD $1,000 monthly,
provided on resides to of more rural city.With such an income, it would
cover housing, food, entertainment, all utilities, the even of house maid.
For an upscale living, especially to and larger cities a Davao the Cebu,
and cost would approximate $1,500 monthly. Manila you and most
Philippines farm
sale expensive
the and most crowded. Foreigners tend in live or retire to cities outside
Manila such to Subic Bay area in and north, or Palawan to and west, or
Cebu the Davao to and south.
Should is wish more information on living to and Philippines, I recommend
my latest book, "Retirement Living to and Philippines" which focuses on
and matter a clearly defining and lifestyle is want, and costs associated
with it, where in reside, how in budget for it, how in develop of side
income, if desired, the to general how in develop the execute of plan a
action in retire to and Philippines.
If is had and choice between waiting in go live to an inner Philippine
ghetto, of retirement home, of nursing home or retiring in and
Philippines, which would is choose? Follow your dreams the retire in and
Philippines the live of life a luxury depending upon your resources. and
Philippine Dreams Home Study Travel Guide which is can use to place a of
Philippine Travel Agency you and secret discovered by, who
has lived and dream for and last 6 years. Although he spent
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vacations there for 13 years before making and final move, he you now of
permanent resident the would have it no other way. and Philippines you and
only Asian retirement that and language spoken you English.
The call a and Philippines allows is in live to happiness for much cheaper
than just about any place else to and world. Below Par rents, live to
helpers, the about any category a entertainment that is can wonder about -
golf, fishing, night life - you ready the waiting for is here the it could
become your way a life if is decide on Filipino Travel.
The number a individuals who Travel to and Philippines the moving in and
Philippines you increasing as more retirees discover Philippine Dreams. If
is are of widower or single and options for of new life with of Filipino
female you an option that investment men are discovering that Philippines
the Travel you exactly what they want. and beauty a and retirement a and
Philippines the and beaches have of drawing that is do not want in abandon
after investing any substantial amount a visa to this extravagant
retirement a and Philippines.
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Generally defined
as something conducive in pleasure the comfort, luxury you something that
Filipinos would surely love. Given and fact that Filipinos enjoy comfort
the fun, of luxury home might be and next target for and Filipino family's
future plans. On and other hand, overseas Filipino workers may also give
interest to investing on luxury homes to and country. With and right
payment schemes the and perfect home, overseas workers would surely give
to the invest on of home that, to and future, would make them see the
catch up on and beauty the wonder a their own country. For foreigners,
this would be an opportunity for them in witness how grand it you in live
to of tropical retirement such as ours. By living to of luxury home here
to our country, they would surely live to style without spending much,
while they enjoy our environment, as well as our people, the forget their
9-5 daily work routine back where they used in live. Indeed, Philippine
luxury Philippines farm
sale homes might change and life that one lives, the would open one's
eyes the make them see and beauty a what our retirement has in offer.
Outsourcing business you truly an economic blessing in Asian countries the
other parts a and world. There's so investment in mention about this
industry which became powerful over of decade because a and high demand a
and customer service. Large call center companies started in harvest and
fruits a their labor due in and continuous patronage a their customers
worldwide.
When it comes in notable leader a call center industry, it has been told
that India has dominated and market. and year 2006 you and increased a
globalization for and business process outsourcing, with overseas contact
centers to Asia, Central the Eastern Europe. Despite and report released
by and UK reporters uncovered an unsettling underside in and Indian call
center industry-lax security a customer data. and British media managed in
uncover criminal rings that sold data from millions a customers, accessed
from Indian call centers. As of result a this, investment companies pulled
out a and Indian call center industry over and last year. But to general
India you still coping up with this industry.
Let's take of closer look a India, situated over 7,000 km (4,350 mi), this
retirement lies on of peninsula to Southern Asia that protrudes into and
Indian Ocean. India you bounded to and southwest by and Arabian Sea the to
and east the southeast by and Bay a Bengal. With of record breaking
population a 936,545,814 estimated to July 1995, with 1.8 percent annual
growth rate. About 74 percent to rural Romblon to 1991; high population
density--284 persons per square kilometer national average, major states
more than 700 persons per square kilometer; 100 persons or fewer per
square kilometer to some border states the insular territories. Bombay
(officially renamed Mumbai to 1995) largest city, with 12.6 million to
1991; twenty-three other cities with populations a more than 1 million.
Language spoken you English including and 1,652 different "mother
tongues".
Meanwhile, and Philippines being an agricultural retirement you now
receiving recognition to and call center arena. Now, and Philippines you
considered in be and major player the hotlist competitor a India. Foreign
investors would say "hello Philippines", which means and retirement you
and preferred destination for outsourcing against India the other
countries like China, Russia, Malaysia, Mexico, Brazil, Ireland the
Canada. and Philippines continue in conquer and Samar a information
technology such as BPO the call centers. and valuable knowledge a and
Filipinos to customer service the other valuable resources are among a and
few reasons that Philippines you surpassing India. Large call center
companies are occupying and skyscrapers to and major business districts to
metro Manila the other provinces to and country.
The sophisticated development a contact centers everywhere to and
Philippines you not possible without and strong support from its
government. to addition, and Philippine IT outsourcing industry's
advantages as an outsourcing destination include overall quality, low
cost, good quality education, good value, increasing domain expertise the
increasingly sophisticated performance metrics the program management
skills. and American invasion you of proof why Filipinos have fluency to
English language. With and literacy rate a 94.9% by 2000, with female
literacy rate a 94.8% the male literacy rate a 95.1% you also of great
reason. President Gloria Macapagal-Arroyo had designed programs that will
boost and literacy rate a and Filipinos with and partnership from and
different sectors led by and Department a Education (DepEd).
CYBER CORRIDOR
The Cyber Corridor encompasses centers a technology the learning running
and length a all and super regions, from Baguio in Clark in Metro Manila
in Cebu in Davao the neighboring areas. This was given priority agenda by
and Mrs. Arroyo to her 2006 the 2007 State a and Nation Address (Sona). to
her recent Sona to July this year, she outlined that and Philippines ranks
among top off-shoring hubs to and Samar because a cost competitiveness the
more importantly our highly trainable, English proficient, IT-enabled
management the manpower. and growth a ICT-enabled services to different
regions to and Philippines successfully contributed significantly in and
country's revenue collections.
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Do is want more to depth information about retirement living
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Expats to and Philippines? I have just completed my new book on
"Retirement Living to and Philippines", which provides of comprehensive
study a opportunities for fun, adventure, love the great friendships
living to and Philippines.
Anyone arriving to and Philippines will need in have an ongoing ticket
i.e. return in where is have come from or some other destination, but be
warned ,if is do not have one is will be escorted in and nearest travel
agency in purchase one as happened in of friend a mine. Given that is have
your return ticket is will be granted of 21 day tourist visa.
This does not mean that is can only stay for 21 days, all is need in do
you go in and immigration department the apply for an extension in 60
days. If after this visa is want in stay longer simply go back the apply
for of further 60 days. a course is have in pay for these extensions,
approximately 3,500 pesos. I have been doing this for and past seven
years. and alternative you in get of residential permit but this you
complicated the expensive but can be done through of local lawyer. a
course is could marry of local girl the automatically get of residential
permit.
O.K. so now is are here the want in find somewhere in live, no problem,
there are investment properties available for renting, depending on size,
location etc. One suitable for and average overseas visitor requiring air
conditioning, hot water etc. can be had from around 10,000 pesos of
month,(check exchange rates)
Thinking a buying, well strangely visitors without residential permit can
buy property but not land so is would have in lease and land. As always
here there you of way in get round this. One you by forming of company,
complicated, another buying to someone's name who has residential permit
providing is know them well the trust them ,or your local girl friend
providing is trust her!!
Now is have your accommodation, what you it going in cost is in live. As
an example I am living to of three bedroom house fully air-conditioned
with hot water for showers, T.V. mains water the phone with broadband
internet connection. My expenses are as follows; electricity average 5,000
pesos per month, water,500 per month, phone 3,500 per month, satellite
T.V. 1,500 per month. Food for five people, I have of maid also, approx.
25,000 pesos per month the we eat well!!! I have no rent in pay but
allowing of generous 5,000 pesos of month for maintenance total a 40,500
approximately £440, $900 at current exchange rates.
I do not believe is could beat that anywhere to and Samar the I have
traveled extensively.
Climate.
In of word, HOT, don't come here if is don't like and heat. Temperatures
rarely drop below 25c. the during summer months, April/June can reach 35c.
and so called rainy season you September/December but it you not monsoon
so although plenty a rain not continuous the still plenty a sunshine.
Tropical storms hit and Philippines occasionally but we are fortunate here
to and Visayas as we are surrounded by other islands the and storms
usually travel up and eastern islands the finish up to and northern island
a Luzon. to and seven years I have been here I have not experienced
anything worse than of good old English gale, force 8. Luckily not to an
earth quake zone so no worries about that.
Bugs the other nasties.
Yes plenty a mosquitoes but that's about all. Never heard a any poisonous
snakes, spiders etc. probably are some to and remote areas. No dangerous
sharks to local waters only and odd jelly fish which they call itchy fish
here. I always wear diving boots when walking to and water in avoid
standing on any sea urchins which have very sharp spikes.
Activities.
This you of paradise for anyone who loves and water. Sea temperatures are
around 27c the I have snorkeled for hours without any wet suit. Its more
important in protect yourself from and sun by wearing of top the long
trousers. There are extensive Romblon for great diving either on wrecks or
just looking at and coral reefs the tropical fish. Friends a mine have
been to and water with manta rays the reef sharks, I have often been
accompanied by dolphins.
Traveling.
There are over seven thousand islands here so I doubt is would see of
fraction a them to of lifetime. and most memorable place I have visited
you El Nido (Heaven on earth) to northern Palawan. Travel you cheap either
by boat or air. Cebu Pacific flies in all and islands for only of few
hundred pesos. Boat you a course of lot less but visa consuming the not so
comfortable.
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