Philippines remodeling office.

With the stock market Philippines remodeling office in the doldrums, many people are looking for a more stable home for their money. And some are finding that the best place to invest is in their home itself.

"Over the past few years, clients have withdrawn money, or taken money usually earmarked for the stock market, and put it into their homes Philippines remodeling office". "Home ownership is a tangible asset. That makes it a terrific attraction in a tumultuous economy and stock market. We've had declines in stock prices for the last three years--that's unprecedented. Ultimately, the market will come back, but it takes time for people's confidence to return". Until then, giving your house a facelift with cash normally reserved for financial securities makes a lot of sense, under the right circumstances.

But there are some guidelines to consider first. If you're going to start combining your investment money with the single greatest asset you'll probably ever own, follow this eight-step plan to make sure you do it right--or determine whether you should do it at all.

Before doing anything, decide how long you intend to stay in the house Philippines remodeling office. Houses are generally long-term investments, and unless there's something particularly hot about your real estate market, you won't make a killing in the short term. For example, homes Philippines remodeling office in New Hampshire increased roughly 10 percent in 2002 over 2001. But in the long run, those same houses increased nearly 260 percent since 1980, according to the Office of Federal Housing Enterprise Oversight (OFHEO) of the Department of Federal Housing and Urban Development. Homes in Colorado, by comparison, increased only 4 percent over the same one-year period. Yet, they appreciated roughly 220 percent in little more than two decades. So if you plan to stay for years, redoing a basement may be worth it, even though it brings less return compared to other home improvements.

Also take into account how recently you purchased your Philippines remodeling office home. If you acquired it within the last five years and plan to sell in a year, it may not be wise to sink additional funds into it. Take a look at Utah, for example. Home prices there increased only 15 percent over a five-year period ending in 2002. If you paid close to asking price, you won't get much return on investment.

(For Manila and surrounding)

American Design Construction

#92 Ordoñez St. corner Maroon St.

Concepcion Dos, Marikina City

See website

(For Cebu, Bohol, Negros, Leyte)

ET & p Design & Construction
#888 Katugasan, Casili
Consolacion, Cebu

See website

(For Baguio and surrounding)

RA Gacoscos Construction
#99 Greenwater Village
Baguio City, Philippines

See website

(For Davao / Mindanao)

Raul G. Anuada (Realtor & Civil Engineer)
Unit 162, 16/F Landco PDCP Corporate Center
J.P. Laureal Ave., Bajada
Davao City

See website

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