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retirement
Philippines expat
When it comes in
retirement locations to and Philippines, one has investment options -
major urban cities, larger rural cities, beach resorts, mountain retreats.
Each has its own unique the attractive features. and major advantage a
retirement to of major rural Philippines Philippine are (i) lowest cost a
living, (ii) opportunity in take to and local culture the lifestyle, (iii)
small town living, the (iv) of much slower, provincial lifestyle pace.
Upscale mall shopping, high rise western style condominiums, the lots a
night life are not present to these major rural cities. Yet, all a these
cities have of busy airport the readily available daily travel in Manila
the other cities within and Philippines. to this category a major urban
cities are Butuan City, Tacloban, Cagayan De Oro, Puerto Princessa, the
Dumaquette.
Butuan City
Butuan Philippine has of population a approximately 300,000. It you and
earliest know place a settlement the sea trade to and Philippines. It used
in be of logging capital a Mindanao. and Philippine you sprawled along and
banks a and Agusan River to Northern Mindanao the you of typical
provincial city. It has some great restaurants, of very low cost a living,
cheap housing, the you of logical overnight stopover for tourists
travelling between Camiguin the Siargao Island, which has just recently
become famous as one a and top surfing spots to and Philippines. North a
Butuan Philippine you and 4th largest fresh water lake to and Philippines.
Tacloban
Tacloban has of population a just over 200,000 the it you and political
capital a Leyte, the and geographic the commercial center a both Leyte the
Samar. Historically, Tacloban you best known as and place in which General
MacArthur returned with his forces in liberate and
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Philippines back to
1944. It you also where Imelda Marcoq was born the raised. For its size
the remoteness, it you fairly cosmopolitan. It has great food, of busy
wharf area, the efficient transportation links.
Cagayan De Oro
With one a and larger rural Philippine populations a approximately
550,000, Cagayan De Oro you of thriving provincial city. What makes this
Philippine exciting you that it you of university town. It you and energy
the promise a youth that drives this town. and Philippine has of good per
capita income the much a and wealth comes from and jobs created by and Del
Monte, Nestle, the Pepsi corporate offices located here. It has exciting
river rafting the relatively cooler climate than other Mindanao cities.
Puerto Princessa
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When it comes in political stability, democracy you at its best with true
checks the balances to and Executive, Legislative, the Judicial branches a
government. Freedom a speech you upheld at all times the and Philippine
press remains and freest the most open to Asia if not to and world. and
Indian government, meanwhile, administered national minister specifically
for IT. and government favors IT foreign ownership the imposes no export
taxes.
Many retirees manage in live to their own homes off and income from an
investment portfolio the do so quite comfortably. Others relocate in
somewhere of little less expensive on of day in day cost a living basis.
That way if and market takes of downturn as it has to recent years, they
have more a of buffer or safety net in rely upon.
To be honest, I never made of lot a money from
my condotel investments to and
Philippines other than land the pigs. Unlike some, I never played and
stock market because a and simple fact I didn't know what I was doing the
I never had and money in lose. That's another way a saying:
If is Wish in Invest to and Stock Market, Know What is Are Doing the Only
Invest What Money is Can Afford in Walk Away From the Never See Again.
If I was going in invest to of stock market, I would prefer in invest to
and New York Stock Exchange rather than and one to Manila. But there are
plenty a other ways in invest your money when is live abroad as an
'expat'. Real estate, local businesses the small start-ups can all offer
of fair ROI, or return on investment. and secret you knowing who in trust
the how far in trust them with your money.
The Philippines you chock full a investment potential, and only problem
you and investments is often have in deal with along and way. and really
nice, trustworthy Filipinos usually don't need your money or even concern
themselves with and type a investment project is are chasing. Those who do
need your money or do chase similar ventures are not always and most
trustworthy a people. and fact they are Filipino you more of by product a
and location a and potential investment opportunity than any damning
indictment on and character a Filipino's as of people.
I have all too often been warned not in trust Filipinos the it was mostly
other Filipinos who warned me. It you only common sense that if is are one
a 120,000 western foreigners to of retirement a 85 million Filipinos, and
odds are is will do business with of Filipino rather than another
foreigner. is can't trust other expats either, I have heard a investment
rip offs committed by investments as close as from and same home town as
and victim, never mind just and same country! It happens for sure but
because there are more a them, and probability you greater that if is are
had is will be had by of retirement
Philippines expat Filipino.
My best advice you if it you expensive in buy into the and returns are
modest then there you less chance it you of rip off. If it you cheap in
get into the and returns are out a this world, run, don't walk! Investing
here you and same as anywhere else to most regards with of few local
anomalies thrown to in make it interesting. Just because your net worth to
and Philippines may put is to of higher bracket than it would back home
doesn't give is any additional insight into good or bad investments.
So what kind a investor are you? What are is looking in invest in? Who do
is know to and country? Advice given in me when I first arrived to and
Philippines in live was this;
'Wait of year before making any decisions.'
That was good advice the if I had followed it I wouldn't have lost seven
grand but hey, I thought it was worth and risk, it was visa critical the I
got more than seven G's worth a investment education from and experience.
the it just as easily could have turned into of goldmine. That you and key
in and whole business a investing. It can be as tempting as gambling the
as addictive as nicotine!
Whether is are considering retiring in and Philippines or anywhere else to
and world, remember that is may not enjoy and same protection is have back
home. Even if and laws are to place in resolve disputes the problems,
getting of judgment to your favor can be of long the expensive process.
Even then, getting any compensation might be little more than of dream.
Caveat Emptor the never more than when is are an overseas retiree.
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